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Investment

Investment planning: meaning and why you should do it

Failing to plan is planning to fail Allen Lakein What is the meaning of investment planning? You have identified your financial goals, which can be short term, intermediate or long depending on what it is; say you want to buy a house in five years time. To do this you come up with a plan. […]

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Saving

Tips on how to save money to buy a house

Owning a home is a keystone of wealth both financial affluence and emotional security Suze Orman, Financial Advisor and motivational speaker. That’s what owning a home or a house is according to Suze Orman, must be cool huh? . But we all know it is not an easy task. It requires a lot of sacrifice […]

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Pay debts

DEBT CONSOLIDATION: Meaning of debt consolidation, Advantages and disadvantages of debt consolidation, Types of debt consolidation and The different ways of consolidating your debts

What is debt consolidation? Say you have debts 1, 2 and 3 all with different repayment plans and with different interest rates, so to make sure you manage to pay your debts with ease while spending less on interests per month, you take a fourth loan and use it to clear all the other three […]

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MAKE MONEY

10 ways of making money online with Swagbucks

Information is power. The importance of information is unmatched and people out here are willing to pay you for whatever view you have in mind. For just a fraction of your time you get paid for your opinion. Swagbucks is one of those sites that is willing to pay you for whatever opinion you have […]

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Budgetting Saving

Cutting expenses: Saving money on food, electricity,transport,rent, entertainment, groceries, insurance and debts

The process of trying to to reduce the amount of money we spend on the things that are important to us is not an easy one. It requires discipline and sacrifice. Without proper organization you won’t succeed therefore there is need to do somethings first: Write down all your expenses: This is the first step […]

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Budgetting Investment MAKE MONEY

9 easy ways to raise capital for your side hustle

So you have already identified a business idea to take on as your side hustle, you have also identified a market for your business, a location, you have the time, you have the skills and you have also set specific goals in mind but then you have no cash to start off. That’s like having […]

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Budgetting Investment MAKE MONEY Make money Saving

Emergency fund: 5 strategies of setting aside an emergency fund

The first time I learnt about something called an emergency fund was when my brother broke his wrist. It was on a Saturday at around 9 O’clock just in time for the evening news, my dad’s phone rang. So he picked the phone and excused himself. He took long before coming back. It was after […]

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Investment MAKE MONEY

Side hustle: Starting a successful side hustle

We are human beings with forever growing needs. Growing needs mean people have to have more money in their pockets, money which you cannot get from your primary job alone. People are therefore forced to turn on their creativity to make some extra cash during their free time. That is side hustling. We all agree […]

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Investment

Should you fully rely on education?

Now that I’m old enough I can ask such questions. Does school really offer much? Hey! we are all after money and that’s why we are in school. Actually the basic reason why we go to school is to get money once we are done with schooling. Money which will come through employment . If […]

Categories
Investment

When is it okay to take the risk and invest?

Investment is risk taking and that is why most people fear investing because they can’t just get over the fear. The thought that in case something goes wrong and they lose their money say their life savings is unbearable. This situation then raises the question; When is it okay for someone to take a risk? […]