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Budgetting Saving

Cutting expenses: Saving money on food, electricity,transport,rent, entertainment, groceries, insurance and debts

The process of trying to to reduce the amount of money we spend on the things that are important to us is not an easy one. It requires discipline and sacrifice. Without proper organization you won’t succeed therefore there is need to do somethings first: Write down all your expenses: This is the first step […]

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Budgetting Investment MAKE MONEY

9 easy ways to raise capital for your side hustle

So you have already identified a business idea to take on as your side hustle, you have also identified a market for your business, a location, you have the time, you have the skills and you have also set specific goals in mind but then you have no cash to start off. That’s like having […]

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Budgetting Investment MAKE MONEY Make money Saving

Emergency fund: 5 strategies of setting aside an emergency fund

The first time I learnt about something called an emergency fund was when my brother broke his wrist. It was on a Saturday at around 9 O’clock just in time for the evening news, my dad’s phone rang. So he picked the phone and excused himself. He took long before coming back. It was after […]

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Budgetting Investment Make money Pay debts Saving

7 proven ways that will help you get rid of your debts fast

To get rid of debts fast you are going to need five things; Sacrifice Organization Hardwork Accountability Discipline If you are not ready to develop the above qualities if you don’t have them already then you are at the wrong place and you should forget about ever getting out of your debts situation fast because […]

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Budgetting Investment MAKE MONEY Make money Saving

3 reasons why you should look forward to acquiring an asset

An asset is basically any item with economic value that can be converted into cash. Assets are just resources and they can act as a storage of your wealth, reduce your future expenses or act as a source of income. Assets may range from cars, land, stocks, savings to homes. The three MAIN reasons why […]

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Budgetting Investment MAKE MONEY Make money Pay debts Saving

Effective ways of dealing with budget deficits and budget surpluses

We say you have a budget deficit if your income is less than your expenses while we say you have a budget surplus if your income is more than your expenses. Now if you are not sure on whether you have a budget deficit or a budget surplus I’ll advice you to sit down and […]

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Budgetting Make money Pay debts Saving

10 mistakes that you should NEVER make when paying off debts

Ask around and people will tell you paying off debts is a difficult and complicated process. Reaching an agreement to pay off debts is therefore a great step. Starting to pay is even a greater step. But have you ever stopped and wondered whether you are paying off your debts in the right way? There […]

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Budgetting

7 effective ways to beat budgetting barriers

If you are faced with a mountain, you have several options.You can climb it and cross to the other side.You can go around it.You can dig under it.You can fly over it.You can blow it up.You can ignore it and pretend it’s not there.You can turn around and go back the way you came.Or you […]

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Budgetting Investment MAKE MONEY Make money Saving

5 tips that will help you move from a negative net worth to a positive net worth fast

One of the most important financial figures that you should know and always monitor is your net worth. Because a higher net worth means you are getting closer to achieving financial freedom which is one of the greatest heights one can go in matters finance. Everybody wants to achieve financial freedom. Your net worth is […]

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Budgetting Make money Saving

10 effective ways to avoid impulse spending

We have often found ourselves buying things that we did not plan to buy; chocolates, clothes, shoes and the list goes on and on. Everybody have found themselves in this situation and more than once. That is because nobody is immune to impulse buying. We are human beings and we often see things that please […]