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10 ways of making money online with Swagbucks

Information is power. The importance of information is unmatched and people out here are willing to pay you for whatever view you have in mind. For just a fraction of your time you get paid for your opinion. Swagbucks is one of those sites that is willing to pay you for whatever opinion you have […]

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Budgetting Investment MAKE MONEY

9 easy ways to raise capital for your side hustle

So you have already identified a business idea to take on as your side hustle, you have also identified a market for your business, a location, you have the time, you have the skills and you have also set specific goals in mind but then you have no cash to start off. That’s like having […]

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Budgetting Investment MAKE MONEY Make money Saving

Emergency fund: 5 strategies of setting aside an emergency fund

The first time I learnt about something called an emergency fund was when my brother broke his wrist. It was on a Saturday at around 9 O’clock just in time for the evening news, my dad’s phone rang. So he picked the phone and excused himself. He took long before coming back. It was after […]

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Investment MAKE MONEY

Side hustle: Starting a successful side hustle

We are human beings with forever growing needs. Growing needs mean people have to have more money in their pockets, money which you cannot get from your primary job alone. People are therefore forced to turn on their creativity to make some extra cash during their free time. That is side hustling. We all agree […]

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6 most important steps that will see you achieve your financial goals

Something magical happens when you write down your goals. It changes the way you see your situation. This is one of the best quotes I have ever seen even though I don’t know who came up with it yet. I once read that financial goals are financial priorities that are important to us. I am […]

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Here are 5 reasons why you need to draw a financial plan

While most people don’t find it necessary or even important to have a financial plan; it is tragic not to have a one. A financial plan is one of the pillars on which your financial success depends on. In fact for one to achieve financial success one has to have a plan. A financial plan […]

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Budgetting Investment Make money Pay debts Saving

7 proven ways that will help you get rid of your debts fast

To get rid of debts fast you are going to need five things; Sacrifice Organization Hardwork Accountability Discipline If you are not ready to develop the above qualities if you don’t have them already then you are at the wrong place and you should forget about ever getting out of your debts situation fast because […]

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Budgetting Investment MAKE MONEY Make money Saving

3 reasons why you should look forward to acquiring an asset

An asset is basically any item with economic value that can be converted into cash. Assets are just resources and they can act as a storage of your wealth, reduce your future expenses or act as a source of income. Assets may range from cars, land, stocks, savings to homes. The three MAIN reasons why […]

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Budgetting Investment MAKE MONEY Make money Pay debts Saving

Effective ways of dealing with budget deficits and budget surpluses

We say you have a budget deficit if your income is less than your expenses while we say you have a budget surplus if your income is more than your expenses. Now if you are not sure on whether you have a budget deficit or a budget surplus I’ll advice you to sit down and […]

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Budgetting Make money Pay debts Saving

10 mistakes that you should NEVER make when paying off debts

Ask around and people will tell you paying off debts is a difficult and complicated process. Reaching an agreement to pay off debts is therefore a great step. Starting to pay is even a greater step. But have you ever stopped and wondered whether you are paying off your debts in the right way? There […]